DINARESGURUS.BLOGSPOT.COM_______________

Monday, December 22, 2014

MNT. GOAT UPDATE : QUICK UPDATE , 22 DEC

Hi Everyone. This is going to be a shorter news letter today and I will get right to the point . I hope everyone also read my last news letters dated 12/8  and 12/20  took much of the information to heart. Believe me changes are coming! Be careful what you ask for and who you are listening to.

Today's news letter, as in all my news letters, is a continuation of the ongoing saga of the IQD RV process. Please refer back to my last news letter of 12/20 as this news letter is a continuation of this news.

Today’s News


Here are some updates on the areas of concern we are now watching for as key indicators as to how close we are in this RV process and current demands from the USA on Iraq prior to pulling the RV trigger.

2015 Budget Law


President Fuad Masum and Parliament Speaker Salim al-Jubouri, stressed the need to speed up the passage of laws that affect the lives of citizens. He said a presidential statement, the agency {Euphrates News received} copy of it on the "infallible received in his office today Jubouri, was discussed the political process and the most important obstacles and challenges they face, and the need to deepen the harmony of the positions taken by the political blocs and higher institutions of the state that in order to keep up with the current stage on Using defeat terrorism."

"The infallible and al-Jubouri, stressing the need to speed up the passage of laws that affect the daily lives of citizens directly, especially the ratification of the general budget of the state."

It is said that the Deputy Prime Minister by Araji announced on Saturday 12/20  that the general budget will be adopted, transmitted next Monday or Tuesday to parliament.

So that is today and we will see if it is handed over to parliament as expected for review and vote. It is said the normal process through parliament could take as long as 2 weeks prior to a voting session, however Abadi has expressed the urgency to Jubouri to use an emergency session to speed it through the house. We can see from the article above in the conversation for the news media between Masum (the president) and Jubouri (the speaker of the house) that they both agreed to the urgency of Abadi’s request and will do their best to “push” it through once parliament receives the bill.

Why the Urgency?


They want to target the end of 2014 to complete the budget law and have a new currency value by early January, as it  is reflected and needed to implement the budget at this time. They need a global currency for so many reasons. One I will explain below for the upcoming tariff implementation and another is for implementation of their 2015 budget, based on the new rate. Oh – one more off the top of my head….all those hundreds of contracts they signed last month for reconstruction projects?  Wouldn’t  it be much easier to pay on current rates and use FOREX rates for inter banking transactions for payments between Iraq and contracting countries instead of this mixed up system they are now struggling with.

ISIS Update


Last week the battle to re-take Mosul began. The Iraqi and coalition forces were very successful in taking out ISIS. I have mentioned in my previous news letters that this battle would be pivotal in finally clearing Iraq of any major threat from DAASH or ISIS. So hear is the news from yesterday  on this topic directly from Iraq:

Abadi in remarks reported by the official news agency of Kuwait "KUNA", "Iraq is on the verge of freeing all of its territory from al Daash fighters after they had made progress in the face of this terrorist organization that fighters began to withdraw from several Iraqi sites."

Note that this is a national announcement from abadi stating that they are about to succeed in the war against dash.

The National Reconciliation Meeting


This meeting is still scheduled to take place at the end of this month December and is not far away. I am hearing it is now scheduled for next week. My impression of this meeting is a “report card” to the citizens of Iraq on the accomplishments of the new government of Iraq and making good on its promises so far.

I believe Abadi will make some amazing announcements in the meeting such as to the conclusion to DAASH and ISIS fighting. Also needed is the passing of the 2015 budget and other needed laws of importance as needed for this reconciliation agreement to happen months ago (such as Erbil Agreement HCL). Remember I talked about timelines being set for each of these projects agreed upon. Timelines were set to make peace in the political arena and thus finally begin moving Iraq in the right direction. These reconciliation agreements were concluded in the list of the 27 Reforms in the name of compromise and trust since the secs did not want a repeat of stagnation government once again. Something that was very necessary to get over the stigma of the prior Maliki administration. We have also seen how ISIS tried to use the disgruntled and disgusted attitudes of the citizens to win them over to join them in the fight against the new government. Now they will realize that the new government is not the old government. There has to be a channel to communicate this to the people and help them realize it.

I also believe one measure of this new trust too is to finally get rid of Maliki from the scene altogether since even a presence of him in politics makes many still skeptical. I have mentioned the plan for his departure and I am sticking to my previous observations that he will be shortly gone from Iraq and may even be executed in early January time frame.

The agreed  timelines from this election process allowed them go forward with the new government. If these timelines were not met by this new administration, I believe all HELL would break out over Iraq since the citizens would simply not tolerate yet another 8 years of the same.

What we are witnessing now is very similar to the compromises and negotiations that took place in 2010 elections to agree on the new government formation. The difference now is that the new political leaders are making good on their promises. So we too wait to hear about the progress report card since Sept 8th when Abadi officially took office as the new prime minister.

Preparing For Extended Tariffs


Not much to tell on this topic today other then Iraq has been telling us now for over a month they fully intend to implement their full tariff program at the end of this year. Full scale international trade, as planned for the beginning of the new year, requires a realistic rate (asset backed and balanced with other currencies) for fair trade and compliant global market trade. Just another tail tell sign we are very close to RV.

Dr. Shabibi is Back!


An official in the Prime Minister's source, the intention of the prime minister Haider al-Abadi return of former central bank governor Sinan al-Shabibi to office after the issuance of the court acquitted.

This does not surprise me one bit. My sources in the CBI have constantly told me that Dr Sahbib would retake the helm of leadership in the CBI prior to any decision to pull the trigger on the RV. I see now we are very close. I know for a fact the USA demanded Shabibi be reinstated as the head of the CBI to see this RV through. Iraq on the other hand said it is not that easy to do since they must go through protocol in the judiciary system to get it done. Today they are in court settling this issue once and for all. Is this date coincidental to anyone? And why?  Think?

The source, who preferred not to be named, told / BD /: "The day Monday, 12/22 date the trial of former Central Bank Governor Sinan al-Shabibi for the acquittal of the charges against him by the previous government under the pretext of wasting public money."

SUMMARY


Since my last news letter was do long I thought I would give ya all a break today and get right to the point. I think we are still in a very good window to see the RV announcement at the beginning period of the new year.

I have to tell you there was some amazing news last week but it appears other issues prevented the RV announcement in Iraq. I have tried to explain some of these issues to you in my last news letter and did more on this topic today.

Once again I want to remind everyone to be careful about this new “Republic” we keep hearing so much about. Who is behind it?

Sure we all want change and we know we need  it desperately. But if we did have these changes, as many of these so called organizations suggest, then who would be running the government and what would be their end result in policies? Remember I said there is a CIA trick they pull on us in that they also become the opposition. Why?

This way they play and manage both sides. They can’t lose no matter what they do. Could the CIA also be running these so called secret organizations to form this new “Republic”? Is this why you now think you are getting your way but in fact it’s all just a front. Whenever anyone speaks out against the government they take this as their cause and their credit. Really? Could it be these are just citizens like you and me and not associated with any organization except being a good old patriots.

Just asking you to be careful and investigate. Don’t turn  the Hen house over to the Fox just yet. Research these groups and see who is actually behind them and backing them. Money talks and bull_t walks. So follow the money and you will find out who.

Seems societies never learn from the past. Change has to come from YOU the average citizen and not some organization you know hardly know anything about. Just because they say they stand for the change you THINK you are going to get it, your really do not know their true motives and intentions. If we are not careful history is doomed to repeat itself. Let’s now make the needed changes and ensure these changes are strongly defined by all the people and implemented by all the people.

Remember too the “change” Obama promised? We were all so hungry for change we all jumped on the wagon and let him lead us. See where it took us? Are you any better? Did he make the KIND of change you expected? Is he listening to your plea for the right kind of change?

Then when can we expect the RV? Let’s just say this – If you have not yet gone out and purchased your bottle of champagne. I would do it now and get it chilled and ready…..lol…..!  We are only 9 days remaining till 2015.

Let your hearts be light, your cares be few, and all of your wishes just might come true. Merry Christmas to all and to all a good year! Peace and Luv To Ya All. 

JCR3758 TWEETS, 22 DEC

Two Tweets From JCR.......on the LAST 2-3 Minutes


"@JCR3758: I'm not calling it but I would highly recommend that you be seriously ready now with your plan(s). Last minute actions happening today." 


"@JCR3758: The details will be posted as permitted but this is a fluent situation. Be thankful. I am cautiously excited."

DINAR GURUS UPDATE, 22 DEC

12-22-2014   Newshound Guru Administrator Bob   Over the weekend banking news was the topic of discussion as several articles surfaced that indicated the Iraq Dinar Market Rate in Iraq was sliding out of IMF Article VIII compliance. This appears to now be true and is a setback for monetary policy. On the heals of just one week ago the acquittal of former Deputy Governor of the CBI Salehtoday came the announcement of the acquittal of former Central Bank Governer Sinan al-Shabibi and further news stating he will return soon to the CBI. 

12-22-2014   Newshound Guru sczin11
   PRAY ITS TRUE! The plan wasnt delayed...cancel cabinet vote on budget today, announce acquittal of charges against the GOOD DOCTOR AND REINSTATE HIM AS GOVERNOR OF THE CBI!  THE PLAN IS COMING TO FRUITION! AN HONEST EDUCATED BUSINESSMAN, ONE OF THE FIRST AND ONLY TO STAND UP TO THE FORMER PRIME MINISTER, IS FREE! ON THE DAY HE WAS TO START HIS SENTENCE OF 7 YEARS.  THE SAME DAY THE CABINET WAS TOUTED TO DEAL WITH THE 2015 BUDGET...NO WAY!  NEED DR. SHABIBI BACK IN THE HELM OF THE CBI, HE WROTE THE PLAN, HE KNOWS THE PLAN, HE IS CONNECTED WITH THE IMF, HE IS LIKED BY ALL...WE CANT PASS THE BUDGET WITHOUT THE REALITY RATE READY TO GO! YOU THINK IRAQ IS READY NOW?

12-22-2014   Intel/Newshound Guru tman23  .256/.257 and so I am told sits between the back pages...I don't favor posting numbers and these seem quite large
...but then again, the latest news had also been sitting between the back pages for some time...they just decided to make it front page news.  [can you tell me what the numbers mean...you posted?]   1 divided by .256 = $3.90...Which is quite large IMO...But be on the lookout for a short window of 10 days with a reinstatement rate with a cap on amount accepted at exchange...followed by the lifting of the zeros at the new year...Not saying this is the protocol, just saying be alert!

12-22-2014   Newshound Guru Millionday
   ONE OF THE THINGS THAT WILL BE A HUGE SIGN TO INTERNATIONAL ACCEPTANCE IS THE RETURN OF IMPORTS AND TRADE OF COURSE...    IRAN HAS ANNOUNCED THROUGH CUSTOMS, IMPORTING WILL BEGIN AGAIN THROUGH THE BORDERS TO IRAQ FOR TRADE.  [Did they say when they would start importing?]   NOT A DATE NO BUT THIS IS AN ANNOUNCEMENT TODAY.  [considering the new global trade news...do you think we will go to the new year without a rate?]   I DONT KNOW ABOUT THE TIMELINE BUT INTERNATIONAL TRADE REQUIRE A REALITY RATE FOR FAIR TRADE AND COMPLIANT GLOBAL MARKET TRADE. 

12-22-2014   Newshound Guru sczin11
   Press Release:  "Iraqi judiciary decided, on Monday, the release of the former Central Bank Governor Sinan al-Shabibi and acquitted of the charges against him, as well as the release of the former Minister of Communications Mohammed Allawi."  Dr. Shabibi IS FREE!  This IS THE BEST OCCURRENCE IN RELATION TO THE CBI RELEASING A TRUE VALUE TO THEIR CURRENCY, I HAVE SEEN SINCE THE DOCTOR WAS RELIEVED OF HIS DUTIES AS GOVERNOR OF THE CBI SEVERAL YEARS AGO.  it was HIS PLAN INITIALLY, HE HAS THE SMARTS! HE IS THE CONNECTION IRAQ HAS TO IMF! HE KNOWS ECONOMICS...HE WILL BE THE TRIGGER! IMHO.

12-22-2014   Intel/Newshound Guru tman23
   [...U STILL THINKING BY THE JAN 1?]   absolutely...and as stated a few weeks ago...Mahdi visted Shabibi in Switzerland...The NEW CBI is going to have a grand opening ribbon cutting ceremony...Shabibi " built this house"!

12-22-2014   Newshound Guru Millionday
    [i think you said that the reality rate is with the payment of the dfi funds...?]  THEY STATED THAT THE DFI FUNDS WILL HAVE THE EXCHANGE RATE IN IT AS PLAIN AS DAY.  THE FACT THAT THEY HAVE STATED THEY ARE WORKING AROUND THE CLOCK TO HAVE THE BUDGET IN PLACE BEFORE THE END OF THE YEAR-- WOULD SAY TO ME THAT IS THE ONLY THING OTHER THAN IMPLEMENTATION ACCORDING TO...A FORMAL DOCUMENT FROM THE IMF DIRECTLY.  [post 2 of 2]

12-22-2014   Newshound Guru Millionday
    THE BUDGET IS ACTIVELY BEING DISCUSSED AND BEING COMPLETED.   THEY ARE WORKING TO KEEP THEIR PROMISE/GOAL.  THE BEST PART >>> It is said that the Deputy Prime Minister by Araji announced on Saturday (20-12-2014) that the general budget will be adopted, transmitted next Monday.   SO...WE WILL SEE IF IT IS HANDED OVER.   [are you still of the mind that the reality rate is with the 2015 budget?]  ...THE REASON I SAID THAT WAS DUE TO A REPORT WE HAD THAT STATED THE THREE ZEROS WERE NOT PART OF THE 2015 BUDGET.   [post 1 of 2....stay tuned]

12-22-2014   Intel Guru Frank26
   [Is this something we should be concerned with? Being that they are now outside of the 2% IMF compliance spread between the market rate and the CBI rate?]   IMO...No.  Pressures of The Market causes the rate to fluctuate in a negative way.  Besides, IMO, 2% will kick in once the RI/ RV has been permanently established.  IMO, This 2% is among a long Conga line of things waiting for a new rate ...Just like You and I.

TNT CC NOTES, 22 DEC

TNT Call notes 22-Dec-2014

Replay 805.399.1500, PIN CODE 409029#
http://events.instantteleseminar.com/?eventid=63779403

Tony:  Good afternoon, TNT!  Today is Monday, December 22, 2014.  It’s a super-fantastic day, and weekend. What we wanted didn’t happen, but a lot of great things did happen.  We have to let DC talk as fast as he can, because he might run out of power.  The lady who sent me the puzzle, a dinar puzzle, I did get it and opened it just now.  Let’s do this first – sometimes Mtn Goat puts out a good post and I want to talk about it for a minute.  Some things I agree with, things we cannot say because of our connections. What I don’t like is when things are said against our government, and that I do not agree with.  However, the information is good sometimes – the same things we’ve been telling all you over the last 6-9 months.  It’s a good explanation of what’s been going on for the last year if you don’t’ understand it from the calls.  It’s a good explanation what was happening over the weekend…
DC:  It was supposed to be done and initiated late last week.  It was not because of several minor issues and a certain lack of communication by all parties. That is being solved.
Basically, the US and Iraq are the main two players here, with the BIS playing referee. They keep changing the deal, sometimes sweetening the deal for Iraq and sometimes just strong-arming them for political reasons.  Recently they agreed that this is going through, no BS, no more moving the football. The UST, the Fed, and others went to Iraq so that could all sit down with the CBI, in the same room, no communication problems. They wanted a few last changes in the budget to make Iraq stronger, and Iraq said they would get it done. That process kept dragging out, and everyone there kept asking for a little more and a little more. Then the GOI decided to DO this on the 18th, no matter what. There were four items unfinished, very minor issues that didn’t require the full parliament. Those have been completed now as well.  So everyone geared up, everyone went on lockdown and high alert, physically  in the right locations, etc.  Iraq takes its time because Arab culture is not on the same high-stress timeline as the US is – they get it done when they get it done.  They said they would get it done in a little bit. Then there was some inter-party bickering going on for credit, and everyone got lippy and contentious.
In the US, that was mistaken as a bigger ordeal than simply talking trash.  They thought the Iraqi process was going to hell, and the US said they couldn’t go along until Iraq calmed down, and the Iraqi politicians said, “What the hell are you talking about??”  Those who have played team sports know that there is a lot of trash talked on the field, and if you hear that for the first time without understanding it’s not a big deal, then… So how it was interpreted by the US was that there was a serious problem. Everyone got out of sorts, it all escalated, and they spent the weekend fixing this misunderstanding everyone had with each other, fixing the budget, and so on.  They told everyone to calm down on both sides, and now they are to present the budget tonight – although ti is already 9pm in Iraq right now. They anticipate it will pass, and everything will be fine, and that will allow the RV to continue.
Something could happen to mess this up, but no one thinks so as of 25 minutes ago.  Thye have had their feathers ruffled a little, but they are all moving on.  It’s about some minor things that didn’t’ get done on a US timeline, and that kicked things back a little bit and they are getting those minor things doen right now. Iraq is winding up to get this now.
Tony: Everything was scheduled to start on Saturday morning for us to be at the bank on Monday morning. It’s delayed by a couple of hours or a day, just because of some political chest-pounding on their side – we already had that on the US side. Everything is quiet now, with a communications blackout in Iraq.  That is a good sign, actually.  The budget has been passed, and the supplemental budget got passed on Friday. That’s there, the rate is there, the system is up and running, and they have scheduled some people to exchange, so we’ll see how that works out.
DC:  In the US, as part of the communication issues, the banks sent some people home. The information that they got it fixed has been published throughout the US.
Tony:  The plan was to be there today for it all to get started.  It has been delayed two, ten or 24 hours, we don’t know.  But everything got fixed and they’re getting ready to do it.
650 caller:  How confident are you that this is happening this year?
DC:  I just spoke to people in Iraq, just stepping into parliament, who say they are finishing this up tonight!  If they don’t know, no one knows.
Tony:  The schedule was for today.  They have their schedule, and the US has their schedule, and they go back and forth between them.  Don’t spend money you don’t have for Christmas but it is at least scheduled for tonight!
DC: The banks had plans, they blew them up this weekend, and how they are reissuing those plans – once this is done, they will start taking phone calls and appointments. They would have got more through if they had started on the 18th and Saturday as expected, but they can still take a lot of people through, even with a half-day on Christmas Eve and New Year’s Eve. There will still be nearly two weeks of exchanges at that pace.
Tony: They should still get most of you internet people done in that time.
860 caller:  I’m also super-fantastic, knowing this is coming soon.  A friend I have shared with is out of town on business, can they exchange where they are, and where are they responsible for their taxes?
DC: They don’t’ have an agreement with all the states. That means that according to my friends, there could a tax in the state you do business in.  For example, Georgia has a state income tax, and Texas (where I live) does not.  I have to pay California income tax on the business I do in California. My folks believe that where you exchange, you should allow for the state income tax in that state.
Tony:  Plan on paying the higher tax, whichever that is.  If you don’t’ have to pay that, great, but if you do, at least it’s set aside and you’re ready.  Of course, we are not attorneys or tax accountants…
786 caller:  With Mtn Goat’s thing, she said BoA was the lead and they couldn’t get it done, and WF took the lead and couldn’t get it done… what do you make of that?
Tony:  We already talked about that.  WF is still the lead bank.
Caller; So if you call WF, and they don’t know about it, that’s because there is a blackout.  I have talked with WF people as high as VP of investments, and nobody seems to know anything. I just want to know there is someone I can talk to about this.
Tony:  Right.  They don’t want to tell their employees because they will all buy currencies and walk off the job, or if it didn’t come out, then they might be liable in some way. When this pops, you will get the 800 number, and they will send out a memo to everyone in the bank, and then they will acknowledge this. If you have a personal connection with a wealth adviser, call that person directly.  I know some wealth managers who have a list of who they are going to call.  So if you have another number, call that rather than the public 800 number.
718 caller:  I know you talked about the five regions you were looking at for the future, and some other countries;  are those still in place for the GCR?  You mentioned eleven, and I’m wondering if I got it right or if you still cannot talk about that.
Tony:  So, DC, do you know what other countries to look at for the GCR?
DC:  We cannot really talk about those, but we can explain what we’ve been talking about and you can work it out for yourself.  You know the four we’ve been talking about all along;  the others won’t work out as massively as these four, but still will have nice returns.
Caller:  If I were to count from letter 9 in the alphabet…?  I don’t know if I’ll see or speak with you in Vegas, so I wanted to make sure I have this opportunity.  [Appreciation]
Tony:  I don’t know what you are talking about, but I like the way you count.
201 caller:  Are there any changes in the exchange or reserve policies?  If you were me, with reserves, how would you plan to exchange those reserves?
Tony:  Over the weekend, I did hear something, although we don’t know until we have the packages. I plan to exchange my reserves with a dealer/exchanger, taking whatever rate they offer.  iF something better came along during my appointment, then I will do that.
Caller:  It will take some time to get the reserves in hand, so we won’t have them at the appointment, probably.
Tony:  So you can exchange the reserves and take them to the appointment, and see.  At the moment, though, I would schedule the exchange with my dealer.  If the bank allows me to bring them in when I get them and exchange at a higher rate, then I’ll do that.
Caller:  Will this be on Forex?  Will exchangers have the same rate as the bank?
DC:  Not until early January on Forex.  The dealers will be on a similar schedule to the banks, maybe a few minutes delayed. 
Caller:  Do you think Dinarland will be finished by the end of the year?
DC:  I don’t know, but at least you should have appointments.
Skype caller:  Do you know the rate for the dong?  Is it still $1.02, or $2.17, do you know?  Don’t answer if it’s going to mess up something.
Tony/DC:  <laughter>
Caller;  Do you think this will happen before the 25th?  The banks will be closed that day.
DC:  Assuming Iraq finishes what they have to do tonight, it will go.  The banks will only work until noon on Christmas Eve, and they will be closed on Christmas Day. They’ll be closed on New Year’s Eve as well. So it depends on how quickly you can get in, how crowded your area is, and whether people in the  banks are on holiday because they have had enough of all this nonsense and will only come in when it’s a done deal.
Caller:  Also, we should only say IQN, VNN, and ‘exchange’, right?
Tony/DC:  That’s right!
818 caller:  Since DC became Winston, the whole plan became less mysterious!  If I have, say, 500K dinar, and if this happens before the beginning of the year, can I exchange part this year and part next year. Will taxes be the same?
DC:  We just don’t know what the tax situation will be.  In general, you pay the tax when you declare the profit or loss.  You’re worried if you hold off until the middle of January, will the rate be the same and the money still be there?  Yes, it probably will.
301 caller:  Because we are up against Christmas Day now, will be still be able to obtain some portion of useable money right away?
DC:  We understand everyone will have immediate access to some of their money.  Many have had access to 10% immediately, with 90% in 72 hours.  Some have had access to 20% immediately and the rest in 72 hours.  There is one bank that is giving 5% access with the rest in 24 hours.  So if you get before Christmas, you will have some spending money, and Santa will deliver the rest.
Caller: Will you and Tony go through the training and come back to us within hours?
DC: That is what we are being told now, that we’ll be around for 4-5 days.  Obviously, Christmas gets squirrely with the timelines, but that is what we hope will happen.
602 caller:  We are good as long as we get in before Christmas.  We don’t’ have to wait for the instructional calls, though, do we?  You’ll send out the 800 numbers right away…
Tony:  That’s what I understand… that you can call right away, and those who want to can wait for the instructional calls.  I am ready to send that tweet, believe me!
832 caller:  Tony, since we are this close to Christmas, can I buy my aunt in California a bus so she can drive it to the bank in LA?  She has friends, and she’s not in Texas, so…
Tony: As long as it’s a limo bus, not one of those yellow busses!
Caller: DC, it seems like everyone is negotiating when they get to go – Iraq, the banks, the US, etc.  We’re the only ones not negotiating!  They seem to think we are not educated enough to play the game.  Is that why they are holding us up like this, when everyone else is getting paid?  They say we are going to go before the public.  It feels very important, like if we get paid something might happen…
DC:  I’ve got about ten questions in there.  They never really anticipated that we would be an issue, that there might be a few thousand of us.  Now that there are 250K, they are asking themselves if we need a place at the table.  We are still a minor issue, and they genuinely believe they are acting in our best interest and Iraq’s best interest to insist ont his that and the other in financial or budgetary terms. They believe they are negotiating for us, especially since the Twitter campaign reminded them there are other parties in this. That is a cryptic way of saying that they think they have us covered.
Caller:  So why haven’t they got us out of the way?  If they did that, we wouldn’t do the Twitter thing;  in fact, we would no longer be any kind of threat.
Tony:  I hear all your questions, and DC is trying to be diplomatic. 
DC:  These are my friends I’m talking to!
Tony:  We weren’t supposed to be in this picture.  We saw something wrong, and we inserted ourselves into this picture. We did that very well, they came back, recognized us, and said we earned a seat at the table.  That was fair for us to do. But when we demand we exchange by X time “or else”, we don’t want to be in threatening mode.  When we did the Twitter campaign, we did it openly and transparently;  who is going to be negotiate for all of Dinarland?  With the numbers that we hear, we don’t have an argument. Our only reason to be at the table is “when are you going to pay us?”, that’s not an argument.  We cannot say “If you don’t pay us by Wednesday we are going back to Twitter”, well, the issues now are not about us.  We cannot hurt the future of all US citizens because we want to be paid right now. We are blessed to be in this at all, and we are being backed up by some great people.  It could be much worse.  I understand the frustration, believe me, but when we get the rates available to us, it will be worth the rate.
Caller:  I know we don’t go into the bear’s den and demand honey.  The negotiation I’m talking about this is rate-based.  There are people being exchange at the highest rate AND some have reserves.  I think they should give Dinarland a fixed rate of, say, $18, and across the board.
Tony:  They have already done that!  That’s what I’m explaining to you!  They said they will pay out (for example) between $9 and $30 and any number in between.  The banks are dividing that up between themselves. Who do you want to negotiate that for Dinarland?  I’m not in charge of that;  the moment you don’t get $18, Tony  will be in the wrong. We did that!  We negotiated from zero – when we were blocked out – to three dollars, to a percentage of the contract rate. We negotiated to where they are letting five million people stay in that process. TNT did that!  So I don’t’ understand what else you want us to do!
Caller:  I’m just trying to find out if there is anything else we need to do or say.  I have been with TNT for years, and I trust you.
Tony:  What’s holding it up is not about us, so how do we fight something that’s not about us?  If they don’t do what they’ve agreed to do, then we have something to fight.  We have people in key positions, and they will let us know if it’s not happening the way it should.
701 caller:  Long-time listener, first-time caller, and I’ll contribute again tonight when I get home.  I’m checking to see if there will be somewhere in North Dakota or if we’ll be taking a nice road trip to Minneapolis.  I’m in Minot ND;  we do have an airbase close to us, and Fargo is the closest big town. 
DC: IF there is a town over 100,000, they should have exchange capability;  smaller than that, possibly not.  I know that air force base, and the post exchange may have something, but I believe you may have to go to Minneapolis.
Caller:  Not a problem, that’s only 500 miles and it’s an easy drive.
DC:  I get that all the time in Texas.
Caller:  Any more information on limits for the dong?
DC:  I believe it will be 50 million for the dinar and also 50 million for the dong, last time anyone talked about it with me.
Caller;  Meanwhile, keep a smile on your face, a bounce in your step, and the heart of a champion!
972 caller:  I’m from Texas, and when this RV hits, I’m going to buy North Carolina and prohibit Tony from going there!  We’ll call it Texas 2…
816 caller:  If everything is taken care tonight, you will tweet 800 numbers, please tell me this is the last time I get up at 2am to check my tweets!  We could be in the bank tomorrow if this gets done today?  And is the Zim still in the same place?
Tony/DC:  It should be tonight and we’ll be at the banks tomorrow.  We understand that they will take any or all of those four currencies.  We don’t have the package yet.
Caller:  When you tweet out the 800 number, will you have the package then?
DC:  This could change, but what we understand at the moment is this:  this goes through whenever – for example, let’s say it happens at 5am. We’ll start getting phone calls. Tony will be asked to send out the 800 numbers, and he will send them out, and so will as other gurus.  They will explain the situation to us, and then we will explain the process to everyone else.  There will be four to seven of these instructional calls. We will not be allowed to give our opinions.  You can set up your appointments and then listen to us. They expect to have issues to come up.  When people are freaking out about paragraph B, we will be able to communicate that back to the banks, etc.
That’s how it is set up at the moment;  it could well change.  We may have a day of training, or it may be a phone call.  I plan to exchange as quickly as I can get in and I suggest that you do the same.
Caller:  On Friday some of us got excited because we thought you didn’t’ have the call as you were doing that day of training.  Hopefully we will be in the banks tomorrow and my grandsons won’t be disappointed.
770 caller:  They gave me a number so I could call a wealth manager;  he said for me to take what I had to the bank, but I wanted to ask you first.  They are exchanging;  they said they would tell me the rate when I get to the bank.  Before they said they weren’t exchanging, and this time it was different, but I’m waiting for that 800 number.
DC:  Ask the rate!  I suspect it might still be the old rate.
Tony:  The 800 numbers will go out on Twitter and as a Tony blast, so I hope you are on Twitter. 
Caller:  I’ll keep checking my Twitter account.  [Appreciation]
772 caller:  Everyone has been up in the air about this not taking place in a timely manner, but I know there are other things out there to deal with.  [Appreciation]  Is there anything you can give us that we haven’t asked about, that would benefit us?
DC:  There’s not much to ask in terms of what’s left with the RV.  I would ask about what to do in terms of expectations at the bank and afterwards. We are just waiting on Iraq to get the rest of its stuff done, then there will be the 800 numbers.  Then take a step back, review what questions you want to ask the wealth manager, and make sure you keep your wealth where it needs to be. 
Tony: There is last minute stuff as early as this morning, and they are basically saying they are ready to go.  Normal communications are being blocked between the US and Iraq.  I think there is a reason for that, that they are getting their communications ready.  We know some people are making appointments this morning.  Some in the intel biz are standing back. We were this close on Saturday, and really hope this goes through now.
Caller: What about the bank offering to raise your rates if you leave your money there for a period of time?
DC:  That is a bank option – they want to make money off your money, and that is great so long as they are making me money at the same time. Each bank has their own policy, and we just don’t know the details on that yet.
610 caller:  [Appreciation]  Merry Christmas!
917 caller:  Holy Cow – I’ve been listening for over a year and this is my first time. I want to chip in for luxury accommodations for Pam and DC under the bus.  In fact, I think you deserve a luxury bus of your own!   With this money, I want to give one-third back to the Iraqi people for humanitarian and cultural purposes, then a third to domestic projects to make a different, and the final third will be for me. 
Tony: That’s great.  I don’t know how you get it back to the Iraqi people…
DC:  There are many charities and outreach organizations through religious deals with missions to Iraq.  Also check the international aid folks who have missions to Iraq.
Caller:  Regarding the NDA, once there was a discussion about future amendments, sight unseen.  Is that still there?
DC:  How do you prevent an unreasonable request?  Most people won’t care about the little stuff.  If it is unreasonable, there is a litigation clause.  I would argue nobody wants to get into a lawsuit with a bunch of wary people who just got a lot of money, so the cooler heads will prevail, as they generally do. The only people who will sign the NDA are those with contract rates;  everyone with international rates will not.
Caller:  I’ve been around business and NDAs for a while, so it’s good to check.  If I am exchanging on the East Coast and my company is on the West Coast, it seems to me I’ll pay taxes where the entity is, not where I’m exchanging.
Tony: We don’t know for sure, but professional ball players pay local taxes wherever they play, and where they were paid. 
DC:  It would be nice to only play where your entity is located, but we just don’t know.  If it is a smaller chunk, nobody cares. If you are making a big chunk, everyone will be looking to get their piece of the action.  So it’s safer to put aside that state income tax.
Caller:  I will put that aside, for sure. Why are gift letters so important.  Usually you just give a gift and that’s it.  Is it about the change in value?
Tony:  You want to document that when you gave the gift, it was at the value you paid for it, NOT at what it may be worth tomorrow after exchange.  That way you don’t have to pay gift taxes. 
Caller:  I do want to go to one of your events!
Tony:  As soon as this goes, we’ll send out a tweet and you can sign up.
281 caller:  [Appreciation]  Whatever a man sows, that is what they will reap, and you have sowed excellence, patience and kindness.  You will reap good, not evil. 
Tony:  “No good deed goes unpunished.”
Caller:  But the blessings will outweigh those punishments. I have some rupiah – I just got back from Indonesia – will I be able to exchange that along with the others?
DC: The banks are planning to exchange rupiah.
Caller:  So now I have three currencies to exchange instead of two.  [chitchat]
209 caller:  I’ve been listening since before the “hot dog call”.  [Appreciation]  DC, you and I have the same birthday!  Why is it when we read the articles about how corrupt Maliki is, they are allowing him to remain in office like this?
DC:  Things get taken away.  He lost the plane a few weeks ago, and Maliki doesn’t have much power at this point.  They let him stay that long because he was the PM of a sovereign state. Whether you like President Obama or not, he is still the duly elected President of the US.  They couldn’t take out Maliki, but they could apply pressure to force legal political change through the democratic system.
Caller:  Tony, you have said that people have been sent to the call centers and the banks.  Do the banks even believe in this any more?
Tony:  For the last years, certain banks wouldn’t do anything.  Now those banks are taking action again, and even those banks have been exchanging in the last few months. Last Thursday were the last payouts, and all banks were doing that.  All banks are set up, with people in place, etc. They are looking for the same things we are, and they are seeing there is no excuse NOT to go.  Last week they brought in a lot of people and they had to let them go home again until the little issue was cleared up.  Everyone in the US had done what they needed to do until that last little brouhaha.
Caller:  I was banned from the TNT site, and the last article I posted (which I posted verbatim from the internet) was about the Congressional Spending Bill.  For that I was banned and I don’t understand why…
Tony:  Pam will look at the situation and get back to you.
281 caller:  Just hope all this happens before the end of the year, because my family really needs my help right about now.  Merry Christmas and Happy New Year.
Tony:  Let’s hope it happens by sunrise tomorrow – that’s what I’m hoping for!
754 caller:  Just want to say that when I get my blessing I want to open a group for girls who have been affected by substance abuse.
512 caller:  Merry Christmas and Happy New Year.  Let this thing get done!
626 caller:  [Appreciation]  My friend’s son has been listening to the call, and his comment was, “Hey, what took you so long?”  when he wouldn’t get off the call.  My wife and I both have dong;  is it better to go in together or separately?
DC:  Either way is fine, whatever if easier for you.
Caller:  I want to pay this forward.  I saw a program with a sheriff in Baltimore helping at-risk kids, and I’d like to do something similar in LA.
661 caller:  Are you confident this will finally go through?
DC:  They are meeting as we speak, and getting this done right now.  Being realistic, there has been a lot of last-minute baloney, so let’s be cautiously optimistic.
Tony:  I feel the same. We are getting from the highest levels that they want to get this done now and they are trying to get it done.
Caller;  Is anyone still trying to throw in a wrench to stop it?  Or just last-minute issues?
DC:  According to all my folks, no one is actively trying to stuff this up, but they do want the rules followed.  Everyone took the trash talk way too far out of context, that’s all.
503 caller:   [Appreciation]  I heard that the USA has not authorized the TRN yet, and that’s one of the reasons this has not gone forward.
DC:  It’s my belief that the Treasury Reserve Notes and the RV are not really related.  You have a note-based financing system set up, and that is totally different from the Iraqi dinar.  They are not related even if it would be nice to have them at the same time.  Many of these GCR adjustments are based on asset-backed stuff. The essential issue with the US dollar is that we are not going to be 100% asset-backed, although we can strive to get there with more/stronger reserves.  Our economy is too big and the dollar too wide-spread to ever be 100% asset-backed.  We will never to on the gold standard again but we can take steps in the right direction.
Caller:  Do we need to be aware of anything in the NDA or contact?
Tony:  The NDA is with Homeland, and the contract is with the bank.  They are separate deals.  The NDA will probably be the same everywhere;  the contract will be different at each bank.  See what you are willing to risk, as to what you will sign. I don’t’ see the banks failing after this influx of money AND the recent bill in Congress.  I don’t’ see it as risk; it’s just control.  I don’t’ think the banks are trying to rip you off.
DC:  I hope we are done.  To summarize, we believe Iraq got more updates, they are still working on this as we speak and expect to get it finished tonight.   Let’s hope and pray this is done!
Pam:  I was hoping they were shutting us down because we k now how close we really are.  Take your time and consult your professionals!
Ray:  Continue to enjoy Marvelous Monday, and I can’t wait to start missing you all!
Tony:  It should be only a few hours;  if not, we’ll have another call. We do need to pay the bills.  All week we’ve been hearing ‘this is it”.  Make sure you are signed up for the tweets.  I hope this is our last call.  I’m feeling excited;  tomorrow we’ll be over the top!